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Home Loan Rates

Starting from
6.49
%
pa.
Comparison rate
6.87
%
pa.

First Choice

A simple home loan for PAYG and self-employed borrowers. Perfect for refinancing or purchasing a home or investment property.

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Product features
  • Up to 80% LVR
  • PAYG & self-employed
  • No risk fees
  • Debt consolidation
  • Cash out available
Starting from
6.94
%
pa.
Comparison rate
6.97
%
pa.

First Choice Plus

A fast and easy home loan with a more flexible approach to credit history. It offers up to three years interest-only for investment properties.

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Product features
  • Up to 80% LVR
  • PAYG & self-employed
  • No ongoing fees
  • Debt consolidation
  • Cash out available
Starting from
7.34
%
pa.
Comparison rate
7.43
%
pa.

First Freedom

A flexible home loan that offers a large amount of cash out, debt consolidation and a specialist credit approach.

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Product features
  • Up to 80% LVR
  • PAYG & self-employed
  • Flexible approach to credit history
  • Unlimited debt consolidation
  • Cash out up to $500,000
Starting from
6.84
%
pa.

First Business 30

A versatile long-term business loan designed to fit out-of-the-box company borrowers.

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Product features
  • Up to 80% LVR
  • Self-employed borrowers
  • No credit scoring
  • Unlimited debt consolidation (including tax debts)
  • Unlimited cash out available
Starting from
7.64
%
pa.

First Business 3

A three-year business loan designed to help company borrowers secure funding quickly. Options for both residential and commercial securities.

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Product features
  • Up to 75% LVR
  • Self-employed borrowers
  • Commercial and residential securities
  • Unlimited debt consolidation (including tax debts)
  • Unlimited cash out available
Starting from
7.84
%
pa.

First Business Jumbo

A jumbo size non code loan, designed to provide company borrowers with interest only, fast funding.  Secured by either residential or commercial property with loan sizes up to $10M.

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Product features
  • Up to 65% LVR
  • Self-employed borrowers
  • Commercial and residential securities
  • Unlimited debt consolidation
  • Unlimited cash out available

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