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Thanks for choosing First Federal!

Please read through the following information and our Product Guide to answer the short Accreditation Quiz below.

Our loans are fast, simple and flexible. Here are some key points we want you to know:

• There are no clawbacks, ever!
• Unlimited redraw is available at no cost on all home loan products.
• Our max loan term is 30 years, and interest only periods are available up to 5 years.
• Our First Choice loan has a max loan size of $3M and max LVR of 90%.
• We offer unlimited cash out on our First Freedom product with a max loan size of $3M and a max LVR of 80%.
• Our First Business 30 loan for company borrowers has a max loan size of $3M and a max LVR of 80%. It is a non-code alternative solution for residential security.
• Our First Business 3 loan has a max loan size of $10M and max LVR of 75%. First Business 3 is a short-term lending solution designed to support company borrowers with working capital requirements and short-term cash flow needs.
• Acceptable borrower types for home loan products include individuals, trusts and non-trading companies.
• We offer fully assessed pre-approvals.
• The discharge fee for all First Federal products is $880 with no early repayment penalties.

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