Self-employed borrower approved with alt doc

A self-employed couple who owned a café and worked in video production were ready to purchase their dream home in Melbourne.

Without recent tax returns, they kept hitting roadblocks with traditional lenders. With an accountant’s declaration, First Federal assessed the full picture and provided an approval in under 24 hours.

Through our First Choice Plus product, we provided a $910,000 home loan at 70% LVR – helping them secure their $1.3 million home with confidence and ease.

This case shows how First Federal’s broker-first ethos turns “no” into “yes.” By combining flexible lending, practical credit assessment, and real partnership with brokers, we deliver outcomes that help clients succeed where others fall short.