First Choice Home Loan
A simple home loan for PAYG and self-employed borrowers. Perfect for refinancing or purchasing a home or investment property.
Starting from
6.99
%
pa.
pa.
Comparison rate
7.29
%
pa.
pa.
Key features of a First Choice Home Loan

- Up to 80% LVR
- PAYG & self-employed
- No risk fees
- Debt consolidation
- Cash out available

- Application fee – $950
- Risk fee – nil
- Valuation fee – at cost
- Ongoing fees – $395 per annum
- Discharge fee – $880

- Internet transaction functionality
- Redraw available
See how much you can borrow
Product Summary – First Choice Home Loan
- Loan purpose
- Loan term
- Loan amount
- Maximum LVR
- Interest rate type
- Payment type
- Payment frequency
- Security
- Security locations
- Extra payments
- Redraw
Talk to us about how a First Choice Home Loan can help you
All First Choice, First Choice Plus, First Freedom, First Business 30 and First Business 3 rates are correct as of November 2024 and are subject to change at any time.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All Comparison Rates are calculated based on a secured loan of $250,000 over a 25 year term.